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Don’t waste your time and money with debt settlement companies

FAMS is authorized by many clients to accept settlement arrangements. Submit your payment offer in the following form and a FAMS representative will contact you directly regarding your offer.

Please note that a payment offer is not accepted without express written acceptance by a FAMS representative.

We recognize that communications from consumers are time-critical. FAMS’ intention is to handle your notification promptly upon receipt. However, if we do not have sufficient information to locate and identify the correct account, we will not be able to act on your notification or inquiry. Please provide as much identifying information as possible by completing the fields below. We appreciate your cooperation.

Name As It Is Listed On Account*

First Name
Last Name
Middle Name/Initial
Are You The Account Holder?*
13 Digit FAMS ID Number
Last 4 Digits of Account Holder SSN

Find Your FAMS ID

Name the entity to whom the debt is owed. (Not FAMS)
Input the account number you have with the entity to whom the debt is owed. (Not FAMS)

Address On Account

ZIP code

By providing your e-mail address and/or cell phone number to FAMS, you confirm your authorization for FAMS to communicate with you via e-mail and/or cell phone. If at any time you no longer wish to be contacted via email/cell phone, please notify FAMS immediately.

Email Address*
Confirm Email Address*
Is This Your Email Address? *
Home Phone Number
Alternate Phone Number
Cellular Phone Number
Best number at which to reach you?
Account Type*
Payment Terms

Your Payment Offer